Z nejvy\u0161\u0161\u00edch pater Lond\u00fdnsk\u00e9ho city se vr\u00e1tily zp\u00e1tky do rodn\u00e9 Prahy s c\u00edlem od nuly vybudovat vlastn\u00ed projekt. Man\u017eel\u00e9 Hlavsovi se vzdali sv\u00fdch pracovn\u00edch pozic, v jejich\u017e r\u00e1mci m\u011bli na starosti transakce v miliard\u00e1ch liber, a po narozen\u00ed prvn\u00ed dcery se rozhodli sv\u00e9 zku\u0161enosti vyu\u017e\u00edt v budov\u00e1n\u00ed vlastn\u00edho digit\u00e1ln\u00edho start-upu, pomoc\u00ed kter\u00e9ho cht\u011bj\u00ed u\u010dit lidi investovat.<\/p>\n\n\n\n
Tak vznikla v roce 2017 investi\u010dn\u00ed platforma Fondee, a po v\u00fdvoji se ofici\u00e1ln\u011b dostala na trh v lednu 2020. Dnes m\u00e1 slu\u017eba v sousedn\u00edch \u010cech\u00e1ch t\u00e9m\u011b\u0159 9000 spokojen\u00fdch klient\u016f, \u010d\u00edm\u017e startup zna\u010dn\u011b p\u0159ed\u010dil sv\u00e1 o\u010dek\u00e1v\u00e1n\u00ed a stanoven\u00e9 c\u00edle na uplynul\u00fd rok. Teprve ned\u00e1vno vstoupili i na Slovensko, p\u0159i\u010dem\u017e u\u017e v prvn\u00ed t\u00fdden sv\u00e9ho p\u016fsoben\u00ed z\u00edskali t\u00e9m\u011b\u0159 100 prvn\u00edch klient\u016f. Jejich c\u00edle z hlediska expanze v\u0161ak zdaleka nekon\u010d\u00ed Slovenskem.<\/p>\n\n\n\n
Co je Fondee a jak funguje?
Fondee funguje jako online slu\u017eba pro snadn\u00e9 investov\u00e1n\u00ed do akci\u00ed a dluhopis\u016f. \u201eNa\u0161\u00ed hlavn\u00ed mis\u00ed je p\u0159itom zm\u011bnit zp\u016fsob, jak\u00fdm lid\u00e9 uva\u017euj\u00ed o zhodnocov\u00e1n\u00ed pen\u011bz \u2013 i n\u00e1\u0161 ned\u00e1vn\u00fd pr\u016fzkum n\u00e1m potvrdil, \u017ee v ot\u00e1zce investic maj\u00ed co doh\u00e1n\u011bt,\u201c vysv\u011btluje Jan Hlavsa, CEO a spoluzakladatel Fondee.<\/p>\n\n\n\n
V\u011bt\u0161ina Slov\u00e1k\u016f a \u010cech\u016f investic\u00edm nerozum\u00ed a \u00faspory pos\u00edl\u00e1 bu\u010f na konzervativn\u00ed spo\u0159\u00edc\u00ed \u00fa\u010dty, nebo naopak do pom\u011brn\u011b riskantn\u00edch produkt\u016f na trhu. \u201eVelmi \u010dasto plat\u00ed poplatky tam, kde to absolutn\u011b net\u0159eba, a to jen proto, \u017ee jim chyb\u00ed z\u00e1kladn\u00ed znalosti,\u201c dopl\u0148uje.<\/p>\n\n\n\n
D\u00edky Fondee tak cht\u011bj\u00ed lidem nab\u00eddnout o n\u011bco jin\u00fd zp\u016fsob, jak zhodnotit sv\u00e9 \u00faspory, ani\u017e by pot\u0159ebovali m\u00edt po ruce investi\u010dn\u00edho poradce nebo banku. Jednou z hlavn\u00edch v\u00fdhod slu\u017eby je, \u017ee v\u0161e prob\u00edh\u00e1 online. Od registrace, p\u0159es vypln\u011bn\u00ed investi\u010dn\u00edho dotazn\u00edku, v\u00fdb\u011bru jednoho ze sedmi portfoli\u00ed, a\u017e po samotn\u00fd podpis smlouvy. Cel\u00fd proces netrv\u00e1 ani pouh\u00fdch 10 minut. Kdy\u017e potom klient po zainvestov\u00e1n\u00ed po\u0161le dal\u0161\u00ed pen\u00edze, Fondee je vlo\u017e\u00ed do stejn\u00e9ho portfolia. Ty se jednou m\u011bs\u00ed\u010dn\u011b rebalancuj\u00ed tak, aby se vr\u00e1tily do p\u016fvodn\u00edho modelu.<\/p>\n\n\n\n
Z\u00e1kladn\u00ed pil\u00ed\u0159e, na kter\u00fdch vzniklo Fondee byly od sam\u00e9ho za\u010d\u00e1tku jasn\u00e9, a nezm\u011bnily se dodnes. C\u00edlem slu\u017eby je b\u00fdt co nejv\u00edce transparentn\u00ed, jednoduch\u00e1 a v neposledn\u00ed \u0159ad\u011b dostupn\u00e1, aby tak mohl investovat skute\u010dn\u011b ka\u017ed\u00fd, a investov\u00e1n\u00ed se tak stalo \u201enov\u00fdm norm\u00e1lem\u201c. Ve srovn\u00e1n\u00ed s konkurenc\u00ed \u010di bankami si Fondee zachov\u00e1v\u00e1 nejni\u017e\u0161\u00ed poplatky, co\u017e v praxi znamen\u00e1, \u017ee klienti ro\u010dn\u011b zaplat\u00ed 0,9 procenta z objemu pen\u011bz, kter\u00e9 se \u00fa\u010dtuje na m\u011bs\u00ed\u010dn\u00ed b\u00e1zi. Vstupn\u00ed ani v\u00fdstupn\u00ed poplatky si Fondee ne\u00fa\u010dtuje. Minim\u00e1ln\u00ed vklad je 40 eur, a tak se d\u00edky pom\u011brn\u011b n\u00edzk\u00e9mu vkladu investov\u00e1n\u00ed st\u00e1v\u00e1 dostupn\u00e9 opravdu pro ka\u017ed\u00e9ho.<\/p>\n\n\n\n
Od spr\u00e1vy stovek milion\u016f dolar\u016f k vlastn\u00edmu startupu
Eva Hlavsov\u00e1, dr\u017eitelka dvou magistersk\u00fdch titul\u016f z ekonomie na Univerzit\u011b Karlov\u011b a University of Cambridge, p\u016fvodn\u011b pracovala jako analyti\u010dka na ministerstvu financ\u00ed, pozd\u011bji se v\u0161ak p\u0159esunula do Lond\u00fdna, kde \u0161estiletou kari\u00e9ru v bankovn\u00edm dom\u011b Morgan Stanley zakon\u010dila na pozici viceprezidentky.<\/p>\n\n\n\n
Za Evou nezaost\u00e1val ani Jan, kter\u00fd se po studiu presti\u017en\u00ed London School of Economics pod\u00edlel na spr\u00e1v\u011b a investic\u00edch 500 milion\u016f dolar\u016f v private equity fondu Greenstone Resources. V mezin\u00e1rodn\u00ed korporaci Rio Tinto pak \u010dty\u0159i roky spolupracoval na glob\u00e1ln\u00edch miliardov\u00fdch transakc\u00edch. Po letech v Lond\u00fdn\u011b se ale man\u017eel\u00e9 rozhodli pro zm\u011bnu.<\/p>\n\n\n\n
\u201eM\u00edt vlastn\u00ed business byl v\u017edy n\u00e1\u0161 spole\u010dn\u00fd c\u00edl. T\u00edm, \u017ee v dob\u011b, kdy jsme za\u010dali nad Fondee uva\u017eovat, je\u0161t\u011b podobn\u00e1 slu\u017eba na \u010deskoslovensk\u00e9m trhu nebyla k dispozici, byly podm\u00ednky a prostor pro vybudov\u00e1n\u00ed t\u00e9to investi\u010dn\u00ed platformy ide\u00e1ln\u00ed\u201d, vysv\u011btluj\u00ed man\u017eel\u00e9.<\/p>\n\n\n\n
Ofici\u00e1ln\u00ed vznik Fondee se datuje ji\u017e k roku 2017, kdy spole\u010dnost z\u00edskala licenci od \u010cesk\u00e9 n\u00e1rodn\u00ed banky. B\u011bhem dal\u0161\u00edho roku se pak man\u017eelsk\u00e1 dvojice pustila do tvorby strategie, marketingu a programov\u00e1n\u00ed Fondee. N\u011bkolik m\u011bs\u00edc\u016f p\u0159ed launchem slu\u017eby spustily prvn\u00ed pilotn\u00ed verzi pro rodinu a p\u0159\u00e1tele. Od prvotn\u00edho n\u00e1padu a\u017e k pln\u011b funk\u010dn\u00edmu produktu se Fondee dostalo p\u0159ibli\u017en\u011b po dvou letech.<\/p>\n\n\n\n
V b\u00edl\u00e9 dob\u011b se mohou nov\u00ed i st\u00e1vaj\u00edc\u00ed klienti t\u011b\u0161it nap\u0159\u00edklad na novou aplikaci a spoustu dal\u0161\u00edch novinek. V neposledn\u00ed \u0159ad\u011b Fondee letos \u010dek\u00e1 hned n\u011bkolik dal\u0161\u00edch v\u00fdzev, po\u010d\u00ednaje dal\u0161\u00ed expanz\u00ed do zahrani\u010d\u00ed.<\/p>\n\n\n\n
Fondee pl\u00e1nuje roz\u0161i\u0159ovat zp\u016fsoby edukace spole\u010dnosti tak, aby se obe\u0161la bez pomoci zkostnat\u011bl\u00fdch instituc\u00ed a zbyte\u010dn\u00fdch poplatk\u016f. C\u00edlem t\u00e9to solidn\u00ed platformy i nad\u00e1le z\u016fst\u00e1v\u00e1 pomoc klient\u016fm p\u0159i zhodnocov\u00e1n\u00ed jejich financ\u00ed, aby jejich \u00faspory tak jen neztr\u00e1cely na hodnot\u011b, a to nap\u0159\u00edklad i vlivem st\u00e1le rostouc\u00ed inflace.<\/p>\n","protected":false},"excerpt":{"rendered":"
Z nejvy\u0161\u0161\u00edch pater Lond\u00fdnsk\u00e9ho city se vr\u00e1tily zp\u00e1tky do rodn\u00e9 Prahy s c\u00edlem od nuly vybudovat vlastn\u00ed projekt. Man\u017eel\u00e9 Hlavsovi se vzdali sv\u00fdch pracovn\u00edch pozic, v jejich\u017e r\u00e1mci m\u011bli na starosti transakce v miliard\u00e1ch liber, a po narozen\u00ed prvn\u00ed dcery se rozhodli sv\u00e9 zku\u0161enosti vyu\u017e\u00edt v budov\u00e1n\u00ed vlastn\u00edho digit\u00e1ln\u00edho start-upu, pomoc\u00ed kter\u00e9ho cht\u011bj\u00ed u\u010dit lidi […]<\/p>\n","protected":false},"author":2,"featured_media":2549,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[10],"tags":[],"class_list":["post-2548","post","type-post","status-publish","format-standard","has-post-thumbnail","category-finance"],"_links":{"self":[{"href":"https:\/\/zradnice.cz\/index.php?rest_route=\/wp\/v2\/posts\/2548","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zradnice.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zradnice.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zradnice.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zradnice.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2548"}],"version-history":[{"count":1,"href":"https:\/\/zradnice.cz\/index.php?rest_route=\/wp\/v2\/posts\/2548\/revisions"}],"predecessor-version":[{"id":2551,"href":"https:\/\/zradnice.cz\/index.php?rest_route=\/wp\/v2\/posts\/2548\/revisions\/2551"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zradnice.cz\/index.php?rest_route=\/wp\/v2\/media\/2549"}],"wp:attachment":[{"href":"https:\/\/zradnice.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2548"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zradnice.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2548"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zradnice.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2548"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}